Simple is what we want, but sometimes life serves up some unexpected healthcare twists which can be complicated and financially burdensome if we do not plan for them.

70% of adults aged 65 years and older will require long-term care at some point.

Medicaid only covers 42% of America’s long-term care costs.

Americans spend $475 billion annually on long-term care.

Private sources accounted for 28% of LTC spending in 2020 (out-of-pocket spending, private insurance, and other sources).

The average length of stay in long-term care is 3.2 years. Just over 20% of residents will require care for 5 years or longer.

38% of residents in long-term care facilities are 65 to 84 years old.
This is a complicated topic. Access our complimentary LTC brochure here to learn more, then reach out to us to make a plan.
Want to take the risk of being a burden to others?